$70 Million in DSCR Loans Closed!

Direct access to trusted lenders with competitive rates, flexible terms, and financing for purchases, cash-out refis, and rate & terms. One person, no runaround. Send me the deal.

I find the right loan, so you close the right deal.

Every property deal is different. That’s why I connect investors with the right lenders—offering speed, flexibility, and funding that actually fits the deal.

Specializing in DSCR Financing

Real estate investors need financing that works differently. I focus exclusively on DSCR (Debt Service Coverage Ratio) loans because they qualify you based on your property’s rental income, not your personal tax returns or employment history.

Whether you’re buying your first rental or expanding a nationwide portfolio, I connect you with the right lenders. No income verification. No employment letters. No credit reporting that limits your growth. Just straightforward financing built for investors who want to scale.

Single properties, portfolios, fix and flips. If it cash flows, I can help you finance it.

About Me

I started brokering because I kept seeing investors get bounced around. Slow responses, surprise rate changes at closing, and brokers who didn’t actually know their file. I wanted to build something different.

DSCR lending is all I do. Not a side product, not something I dabble in between conventional loans. Because of that I’ve spent years growing real relationships with lenders who are built for this specific product. Lenders who move fast, offer some of the most competitive rates in the market, and actually have flexibility around prepay options, origination structures, and loan types including purchases, cash out refis, and rate and terms.

Every file I take on I work myself. You’ll always be talking to me, not a processor, not someone who just picked up your file cold. I know where these deals go sideways and I stay ahead of it.

FAQ

Frequently Asked Questions

How does private lending differ from conventional loans?

Traditional lenders—like banks—typically require strict documentation, including proof of income, low debt-to-income (DTI) ratios, and stable employment history. In contrast, private lenders (also known as non-QM lenders) focus primarily on the borrower’s credit score and the income the property generates. That makes private financing especially ideal for self-employed individuals and experienced real estate investors who may not fit the conventional lending mold.

What is the highest loan-to-value (LTV) allowed?

75% for cash-out refinance, 80% for purchase.

Do you offer portfolio loan options?

Yes.

What are the qualification criteria for a portfolio loan?

Properties must each be valued at a minimum of $50,000, and the portfolio must include at least two properties to qualify.

What kind of timeline should I expect for financing?

Expect a 3–4 week timeline from start to finish. Perfect for planning your next acquisition!

Is closing in a trust allowed?

Yes.